Kevin Cullinane's Blog

Posted on 12/22/2019

What are the Basics of Real Estate Investing?

Image by 3D Animation Production Company from Pixabay You may hear someone say that you should get into real estate, but truthfully, it isn’t for everyone. While real estate investing can be a lucrative opportunity, if you don’t know what you’re facing, things can quickly get out of hand. Why Real Estate Investing? Ultimately, the goal is to...

Investing

Real Estate Investing

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Posted on 12/15/2019

Why Select a Conforming Loan?

Image by InspiredImages from Pixabay When you plan on getting a mortgage, you have some choices. There are conventional, FHA, VA and other options. One term you'll likely hear is a conforming or a non-conforming loan. If you aren't sure what that means, you could end up confused about the kind of loan you're actually getting for your...

Mortgage Loan

Home Loan

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Posted on 12/08/2019

What is a Bi-Weekly Mortgage Plan?

Photo by Designer491 via Shutterstock The term “bi-weekly” means every other week. If you get paid bi-weekly, you usually get your check every other Friday. When it comes to a mortgage, typical amortization plans (payments of principal and interest) use a 30-year/360-month calculation. But many lenders offer a bi-weekly plan too. In this case, you would make 26...

Mortgage Plan

Debt

Posted on 12/01/2019

Three Tips for Winning a Bidding War On Your Dream Home

In a competitive housing market--like the one we have today--sellers are fielding numerous offers, especially in desirable urban and suburban hubs. If you’re hoping to buy your first or second home, it can be tough to make offer after offer with no success. However, there are some things you can do to help ensure your time house hunting is...

Bidding Wars

Offer To Purchase

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Posted on 11/24/2019

How to Choose Lighting for Your Closet

Image by B. Forenius from Shutterstock There are some overlooked places in your home that need proper lighting. A good example is a closet. Whether a closet is small or large, proper lighting is essential for safety and good illumination. When building a new space or upgrading an existing one, these tips will help you choose the ideal...

Closet

Home Improvement

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Posted on 11/17/2019

Smart Home Innovations

Image by REDPIXEL.PL from Shutterstock With each passing day, more advancement in technology hits the market. Innovations are springing up to simplify life in all areas of the home. Technology has always made home life easier for people from washing machines to take care of your laundry to dishwashers to clean your dishes. Now, new inventions have reached...

Home Technology

Smart Home Devices

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Posted on 11/10/2019

Advice for Homebuyers: Stick to a Budget

Purchasing a house on a budget can be difficult for even the most diligent property buyer. Lucky for you, we're here to help you create an effective homebuying budget and reduce the temptation to spend beyond your means to acquire your ideal residence. Now, let's take a look at three tips to help you craft a property buying budget....

Budgeting

Buyer Tips

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Posted on 11/03/2019

Entryway Ideas for Your Home

You know all about curb appeal, and you’ve spent time in your garden and front porch area sprucing it up, trimming it out, and adding colorful plants. The door now sports a bright new “pop” of color that all the home and garden shows demand. But something still isn’t right. Your entryway is entirely dysfunctional, so once they...

Home Decoration

Selling Your Home

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Posted on 10/27/2019

How to Prepare Your Pets for a Move

Image by Kazuky Akayashi from Unsplash Whether you’re moving down the street or to a different state, it’s important to make sure your pets are prepared for this change. There are several practical things to consider while getting your pets ready for your move. Since you already have a lot to keep track of between packing and planning...

Moving Tips

Pet Safety

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Posted on 10/20/2019

Tips to Consider When Refinancing Your Mortgage

The Mortgage Bankers Association (MBA) refers to mortgage refinancing as a crucial aspect of all mortgages. This is partly because comparatively, low mortgage interest rates have encouraged homeowners to restructure their financial situations using their home equity. Homeowners should base their refinancing decision on their circumstances rather than mortgage interest rates. Here are tips to consider when considering...

Mortgage

Refinancing

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Posted on 10/13/2019

Tips to Remember When Staging Your Home to Sell

Although all home buyers have different tastes, expectations, and preferences, there are several things you as a home seller can do to make your home more appealing. Three priorities worth keeping in mind are spaciousness (or, at least, the appearance of it), brightness, and cleanliness. Whether your home is a compact cottage or a large colonial, a feeling of...

How To Stage Your Home To Sell

Cleaning Checklist

+ 3 more

Posted on 10/06/2019

5 Mistakes Couples Make When Hiring a Wedding DJ

The quest for the perfect DJ for your wedding ceremony can be a daunting process. Many brides and grooms have not hired a DJ before. This lack of experience makes them guilty of mistakes when it comes to hiring a DJ. If you want to have a successful event without any problems with your DJ, here are some...

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